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	<title>The Official Website of Christopher Clai</title>
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	<link>http://www.christopherclai.com</link>
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		<title>My Poor Experience with Fairwinds Credit Union</title>
		<link>http://www.christopherclai.com/rants/fairwinds-credit-union-poor-reputation/</link>
		<comments>http://www.christopherclai.com/rants/fairwinds-credit-union-poor-reputation/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 00:40:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Rants]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=341</guid>
		<description><![CDATA[As a member who used to praise the benefits of Credit Unions and Fairwinds in particular, I got a burn from this Credit Union that brought me back to the commercial banking sector faster than you can say FDIC. I explain the perils I encountered.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/rants/fairwinds-credit-union-poor-reputation/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Why Are GLBT Rights Still a Debate?</title>
		<link>http://www.christopherclai.com/politics/why-are-glbt-rights-still-a-debate-whats-wrong-with-america/</link>
		<comments>http://www.christopherclai.com/politics/why-are-glbt-rights-still-a-debate-whats-wrong-with-america/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 22:24:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=328</guid>
		<description><![CDATA[A semi-lengthy blog about the status of GLBT rights in America and why Civil Rights may go on a downward spiral if not controlled.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/politics/why-are-glbt-rights-still-a-debate-whats-wrong-with-america/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Claim that Cardio Causes Heart Disease is Inconclusive, Jumps the Gun</title>
		<link>http://www.christopherclai.com/health/claim-that-cardio-causes-heart-disease-is-inconclusive-jumps-the-gun/</link>
		<comments>http://www.christopherclai.com/health/claim-that-cardio-causes-heart-disease-is-inconclusive-jumps-the-gun/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 01:07:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Cardio]]></category>
		<category><![CDATA[Fitness]]></category>
		<category><![CDATA[Heart Health]]></category>
		<category><![CDATA[Research]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=310</guid>
		<description><![CDATA[A Doctor makes the speculation or theory that Cardio exercise, causes heart disease. Though as I read into the same research referenced, there was a lot of unanswered questions.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/health/claim-that-cardio-causes-heart-disease-is-inconclusive-jumps-the-gun/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Confidence is Your Mojo.. Don&#039;t Leave Home Without It</title>
		<link>http://www.christopherclai.com/lifestyle/confidence-is-your-mojo-dont-leave-home-without-it/</link>
		<comments>http://www.christopherclai.com/lifestyle/confidence-is-your-mojo-dont-leave-home-without-it/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 16:53:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[confidence]]></category>
		<category><![CDATA[self improvement]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=267</guid>
		<description><![CDATA[Confidence is such an important part of who you are, yet more and more people are leaving home without it and have no idea how to get it back. So what the hell is confidence and why is it missing?]]></description>
		<wfw:commentRss>http://www.christopherclai.com/lifestyle/confidence-is-your-mojo-dont-leave-home-without-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The History of the Professional Ninja</title>
		<link>http://www.christopherclai.com/personal/the-history-of-the-professional-ninja/</link>
		<comments>http://www.christopherclai.com/personal/the-history-of-the-professional-ninja/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 02:20:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=262</guid>
		<description><![CDATA[If you think I chose the concept of "Professional Ninja", think again. Learn the short, but interesting history of how the name stuck to me, and why the title is with me for life.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/personal/the-history-of-the-professional-ninja/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unplugging from Broadcasting &#8211; The End of a Decade of Radio</title>
		<link>http://www.christopherclai.com/personal/end-of-a-decade/</link>
		<comments>http://www.christopherclai.com/personal/end-of-a-decade/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 01:49:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[Radio Broadcasting]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=41</guid>
		<description><![CDATA[After 10 years of being in Internet Radio, I am putting down the microphone and hanging the headphones.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/personal/end-of-a-decade/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Afraid of Success? Self-Sabotage Through Limiting Beliefs and Anxiety</title>
		<link>http://www.christopherclai.com/personal/afraid-of-success/</link>
		<comments>http://www.christopherclai.com/personal/afraid-of-success/#comments</comments>
		<pubDate>Sun, 02 Aug 2009 05:42:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>
		<category><![CDATA[Limiting Belief]]></category>
		<category><![CDATA[Personal Improvement]]></category>
		<category><![CDATA[Success]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=12</guid>
		<description><![CDATA[Now here's a radical concept. Someone being afraid of success? Believe it or not, it's more common than we'd like to think. Whether it's a complex emotional state or a limiting belief that is preventing it, it can be a huge hurdle for one to overcome.

Tonight, I had a bit of an epiphany in my mind that I might be afraid to succeed in certain aspects of life. While I thought I was never one to be afraid of success, there are some noticeable events that make me take note. I notice that as things got good, and were close to the point of success, I'd intentionally, subconsciously sabotage myself to prevent me from reaching the goal.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/personal/afraid-of-success/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How The Fiat Financial System Works</title>
		<link>http://www.christopherclai.com/politics/how-the-fiat-financial-system-works/</link>
		<comments>http://www.christopherclai.com/politics/how-the-fiat-financial-system-works/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 03:09:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=69</guid>
		<description><![CDATA[An explanation of how the Fiat Financial System of modern day works, in plain English.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/politics/how-the-fiat-financial-system-works/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>All Financial Standards are Fiat Money, Even Gold</title>
		<link>http://www.christopherclai.com/politics/all-financial-standards-are-fiat-money-even-gold/</link>
		<comments>http://www.christopherclai.com/politics/all-financial-standards-are-fiat-money-even-gold/#comments</comments>
		<pubDate>Sun, 01 Mar 2009 03:14:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Politics]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Fiat Money]]></category>
		<category><![CDATA[Gold]]></category>
		<category><![CDATA[Ron Paul]]></category>
		<category><![CDATA[US Economy]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=74</guid>
		<description><![CDATA[Why I feel that a migration in the US Economy to the Gold Standard would worsen matters even more.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/politics/all-financial-standards-are-fiat-money-even-gold/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Businesses: Take Risks, Recover The Economy, Restore Edge</title>
		<link>http://www.christopherclai.com/business/american-businesses-take-risks-recover-the-economy-restore-edge/</link>
		<comments>http://www.christopherclai.com/business/american-businesses-take-risks-recover-the-economy-restore-edge/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 00:16:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=259</guid>
		<description><![CDATA[Am I nuts? Telling American Companies that it's time to take chances? Only if you like to keep the status quo. It's time for companies to gain their edge for years to come.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/business/american-businesses-take-risks-recover-the-economy-restore-edge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Concept of Human Sexuality</title>
		<link>http://www.christopherclai.com/lifestyle/the-concept-of-human-sexuality/</link>
		<comments>http://www.christopherclai.com/lifestyle/the-concept-of-human-sexuality/#comments</comments>
		<pubDate>Sat, 01 Nov 2008 22:50:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Concept]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Sexuality]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=104</guid>
		<description><![CDATA[A semi-controversial post that had plenty of comments prior to being migrated to my new blog, on my thoughts on the concept of human sexuality and relationships in general.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/lifestyle/the-concept-of-human-sexuality/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Silly Australians, NEWStopia shows us how Central Banks Work.</title>
		<link>http://www.christopherclai.com/politics/silly-australians-newstopia-shows-us-how-central-banks-work/</link>
		<comments>http://www.christopherclai.com/politics/silly-australians-newstopia-shows-us-how-central-banks-work/#comments</comments>
		<pubDate>Mon, 13 Oct 2008 00:09:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Politics]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=251</guid>
		<description><![CDATA[At first, I&#8217;d seem funny, but then you realize the truth about our Central Banking System. Thanks NEWStopia, this American is now a new viewer]]></description>
		<wfw:commentRss>http://www.christopherclai.com/politics/silly-australians-newstopia-shows-us-how-central-banks-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dedication or Arrogance, I&#039;m In It For Life : The Thoughts of a Young Entreprenuer</title>
		<link>http://www.christopherclai.com/personal/dedication-or-arrogance-im-in-it-for-life-the-thoughts-of-a-young-entreprenuer/</link>
		<comments>http://www.christopherclai.com/personal/dedication-or-arrogance-im-in-it-for-life-the-thoughts-of-a-young-entreprenuer/#comments</comments>
		<pubDate>Sun, 18 May 2008 00:01:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=240</guid>
		<description><![CDATA[Sometimes I really have to wonder, if what I have accomplished so far in life, has it been worth it? All this time I spend, all the money that's utilized... is it dedication of what I do, or arrogance?]]></description>
		<wfw:commentRss>http://www.christopherclai.com/personal/dedication-or-arrogance-im-in-it-for-life-the-thoughts-of-a-young-entreprenuer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personality Type: ENFP (Extraverted iNtuitive Feeling Perceiving)</title>
		<link>http://www.christopherclai.com/personal/personality-type-enfp-extraverted-intuitive-feeling-perceiving/</link>
		<comments>http://www.christopherclai.com/personal/personality-type-enfp-extraverted-intuitive-feeling-perceiving/#comments</comments>
		<pubDate>Sat, 17 May 2008 23:57:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=237</guid>
		<description><![CDATA[This morning I decided to take the Myers-Briggs personality types test. It came up with the result that I was an ENFP. After reading the description, i'd have to say that's pretty friggin accurate.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/personal/personality-type-enfp-extraverted-intuitive-feeling-perceiving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Internet Radio vs FM Radio &#8212; Internet&#039;s Winning</title>
		<link>http://www.christopherclai.com/music/internet-radio-vs-fm-radio-internets-winning/</link>
		<comments>http://www.christopherclai.com/music/internet-radio-vs-fm-radio-internets-winning/#comments</comments>
		<pubDate>Sun, 13 Apr 2008 09:27:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Music]]></category>

		<guid isPermaLink="false">http://www.christopherclai.com/?p=227</guid>
		<description><![CDATA[In the past few years, we have watched an onslaught of attacks on the independent operations of Internet Radio.  From the National Association of Broadcasters (NAB), to the Record Industry Association of America (RIAA), the attackswere coming from all points.]]></description>
		<wfw:commentRss>http://www.christopherclai.com/music/internet-radio-vs-fm-radio-internets-winning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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